Close Menu
Berry & Associates
Free Consultation
File for no money down
New Clients 404-235-3328 Existing Clients 404-235-3300

Stop Foreclosure and Save Your Home

Sometimes tightening your belt, cutting back on “extras,” and working as many hours as possible still isn’t enough to pay all the bills.  Many Georgia families have struggled for months to pay creditors, but unfortunately are still facing overwhelming debt.  When the threat of losing your home because of late or unpaid mortgage payments becomes reality, it’s very tempting to just give up.  Don’t do it!  There are options to stop foreclosure and protect your home.

Bankruptcy Can Stop Foreclosure and Allow You to Keep Your Home

The United States Congress has created the bankruptcy laws, which include a legal protection called the “automatic stay.”  As soon as a person files Chapter 7 or Chapter 13, the automatic stay goes into effect, and prevents creditors from taking any action against you or your property.  This protection applies to foreclosure proceedings taken by your mortgage lender.  Even though the automatic stay is temporary, in most cases it provides the debtor with enough time to put a plan in place for eliminating or controlling debt.

Using Chapter 7 and Chapter 13 to Save Your Home

Both Chapter 7 and Chapter 13 bankruptcy will temporarily stop foreclosure proceedings.  What happens to your home long-term will depend on a number of factors, including the equity in your home, your income, and the property exemptions that apply to your bankruptcy case.  (i.e. what you are allowed to keep by law.)  Because the law is complicated, it is very important to get the help of an experienced bankruptcy attorney.

Georgia Bankruptcy Attorneys Can Help with Your Mortgage

At Berry & Associates, helping people is our business.  We’ve helped thousands of Georgia families remain in their homes after falling behind on their finances, and we continue to provide unmatched legal representation today.  If you or a loved one is facing overwhelming debt, contact our office at (800) 414-3328 to schedule your free consultation at one of our 11 North Georgia locations.  We represent clients across the state, including residents of La Grange, Conyers, Dalton, Kennesaw, Atlanta, and Gainesville.

  • facebook
  • youtube

© 2018 - 2024 Berry & Associates, Attorneys at Law. All rights reserved.
This law firm website is managed by Proven Law Marketing.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

No content on this site may be reused in any fashion without written permission from